PRIVATE CROSS-BORDER FINANCE
CA Canadian accountsUS United States accounts

Your money lives in two countries.Now it can make sense in one place.

Connect your Canadian and U.S. accounts, see the complete picture, and ask North what it means.

Read-only. No trading, transfers, payments, or custody.
Ask North Private · read-only
ASK ABOUT THE COMPLETE PICTURECan I cover my upcoming bills?
CA + US balances Spending Expected cash flow
CANADACAD stays CADEveryday · bills · savings
UNITED STATESUSD stays USDChecking · recurring · payroll
01 · ASK THE COMPLETE PICTURE

A useful answer starts with the right financial signals.

Choose a question. North brings the relevant balances, patterns, and schedules into one concise explanation.

14-DAY CASH COVERAGE1.8× covered

Yes. Known bills are covered in both currencies.

Expected income and known charges leave a positive illustrated buffer in both CAD and USD. No conversion is needed for the next 14 days.

CanadaAvailable across everyday and bills accounts

CA$5,980

United StatesAvailable after pending card activity

US$3,910

Known scheduleBills and income expected in 14 days

6 items

Interactive illustration using synthetic data. No account is connected and no AI request is made.

02 · THE CROSS-BORDER REALITY

Your financial life crossed a border. Your tools didn’t.

01

Accounts stop at the border.

Canadian and U.S. institutions each show their own slice. Your complete financial picture is left for you to reconcile.

02

Money moves on different rhythms.

Payroll, rent, cards, and recurring charges arrive in different currencies and on different schedules.

03

Generic tools forget your context.

They do not remember which account pays bills, which category you corrected, or what you already reviewed.

SEPARATEDDRAG TO COMPAREONE VIEW

Before: Canadian balances and bills and United States payroll and recurring charges remain in separate tools, so the owner reconciles the complete picture manually. After: North Memory preserves CAD and USD context in one owner-controlled, read-only view and can answer across the complete picture.

BEFORE · SEPARATEDTwo accounts. Two partial answers.
CONTEXT STOPS HERE

CANADIAN TOOL“Bills look covered.”

U.S. TOOL“Payroll arrives Friday.”

You still reconcile the full picture yourself.
North Memory brings the pieces together without taking control of the money.
03 · ONE WORKSPACE, THREE CAPABILITIES

Less dashboard. More understanding.

Move from a cross-border view, to the context you control, to an answer grounded in actual activity.

CAD + USD, WITHOUT LOSING CONTEXT

One view across Canada and the United States.

Review either country on its own or see a combined picture in your chosen home currency. Original CAD and USD amounts remain intact.

  • Canadian and U.S. accounts stay identifiable
  • Combined totals use a clearly labelled rate
  • Country and currency remain separate concepts

CANADACAD accounts

UNITED STATESUSD accounts

North READ-ONLY VIEW
CADONE OWNER VIEWUSD
04 · A DELIBERATELY LIMITED PRODUCT

Designed to understand your money. Never to move it.

North Memory helps you see and understand your financial life without becoming a place where money can move.

Read the privacy and security overview

Read-only connections

North Memory reads supported account data. It never initiates money movement.

AI only when you ask

No background agent makes financial decisions or acts on your behalf.

No custody or execution

No trading, transfers, withdrawals, bill payments, or stored funds.

Minimized AI context

Credentials, provider tokens, and full account numbers stay outside AI context.

SIMPLE PRICING

Join the waitlist. Choose a plan only after access opens.

The current public page is a waitlist. Pro billing and the founding offer remain unavailable.

Free

Planned banking-first beta access.

$0 planned beta
  • 3 AI questions per day
  • 1 bank connection
  • Full transaction organization and exports
  • Category rules and recurring review
Join early access

The waitlist does not create an account or guarantee admission.

LIMITED FOUNDING OFFER
Founding Lifetime

A limited one-time offer for early North Memory members.

$299 one time

Planned for a limited beta release.

  • The same product access as Pro
  • No recurring subscription charge
  • Limited founding-member availability
  • Final eligibility and offer terms before purchase

No payment is collected for this offer yet. Price, availability, refund terms, and the definition of lifetime access will be published before checkout opens.

06 · THE PRACTICAL QUESTIONS

Before you connect anything.

Clear answers about cross-border coverage, currency conversion, privacy, and what North Memory will never do.

ONE VIEW. ON YOUR TERMS.

Your Canadian and U.S. finances can finally share one view.

Join the limited public beta waitlist. No bank connection is required to request early access.

Join early access