Ask one question. Get the whole financial picture.
Try the questions people ask about their own money. North brings forward the owner-reviewed context behind the answer; this illustration uses synthetic data and makes no network call.
Remembers account purpose, corrections, and recurring decisions
Works with banking and portfolio views in the active scope
Separates evidence, estimates, and uncertainty
NORTH AI · SYNTHETIC FINANCIAL MEMORY
6 accountsCAD + USD2 complete months
MONTHLY CHANGE
CA$412lessspent
You spent CA$412 less than last month.
−CA$180Shopping purchases were lower after one planned purchase moved.
−CA$154Groceries fell while the weekly pattern stayed consistent.
−CA$78Transit and rides moved closer to your usual range.
03 · BUILT FOR THE REVIEW
The numbers stay useful after the dashboard closes.
North Memory remembers the scope, corrections, account purpose, and recurring decisions behind every answer. AI explains that system instead of replacing it.
01 CAD + USD
One scope across two countries
Review Canada, the United States, or both. Original bank amounts stay intact while combined totals use your chosen display currency.
02 OWNER REVIEWED
Categories you can correct
Change a merchant label once, inspect what the rule will affect, and undo it if North Memory gets the pattern wrong.
03 RECURRING REVIEW
Subscriptions separated from bills
See repeat charges with their cadence and expected date, then hide an inaccurate pattern or add one North Memory missed.
04 READ-ONLY PORTFOLIO
Banking and investments together
Review balances, holdings, allocation, dividends, and fees without adding trading or money movement to the product.
04 · WHY NORTH MEMORY
A financial assistant that remembers how you organize money.
The advantage is not another chatbot. It is one owner-reviewed financial memory for account purpose, category corrections, recurring decisions, and cross-border context—ready whenever you ask, without taking control of your money.
CADCanadian accountsUSDUnited States accountsPORTFOLIORead-only holdings
Prices are in USD plus applicable tax. Pro renews automatically at the selected interval until canceled in Settings. Short-term safety and abuse rate limits still apply.
LIMITED FOUNDING OFFER
Founding Lifetime
A limited one-time offer for early North Memory members.
$299 one time
Planned for a limited beta release.
The same product access as Pro
No recurring subscription charge
Limited founding-member availability
Final eligibility and offer terms before purchase
No payment is collected for this offer yet. Price, availability, refund terms, and the definition of lifetime access will be published before checkout opens.
05 · THE PRACTICAL QUESTIONS
Before you connect a financial account.
Clear answers about cross-border coverage, currency conversion, privacy, and what North Memory will never do.
Can North Memory connect Canadian and US bank accounts?
North Memory can connect supported Canadian and US institutions through its read-only providers. Institution and account coverage varies, so each connection is confirmed before any data is imported.
How does North Memory handle CAD and USD?
You can review Canada, the United States, or both. A Combined view converts totals into your chosen home currency using a clearly labelled rate, while every original provider amount remains intact.
Is North Memory a budgeting app or a net worth tracker?
It combines both jobs in one financial workspace. North Memory organizes balances, transactions, cash flow, recurring charges, investments, and owner-approved monthly targets without treating a single budget number as the whole picture.
Can North Memory move money or place trades?
No. North Memory is read-only by design. It does not trade, transfer, withdraw, make payments, or automate financial-provider consent.
How does North Memory use AI with financial data?
AI runs only after you ask a question or choose a clearly labelled AI action. North Memory builds a minimized, owner-scoped summary on the server and excludes bank credentials, provider tokens, and full account numbers.
Where is North Memory early access available?
The planned first public beta is for adults in the United States and Canada, excluding Quebec. The waitlist does not create an account or guarantee admission.
START WITH WHAT YOU HAVE
Your Canadian and US finances can finally share one view.
Join the limited public beta waitlist. No bank connection is required to request early access.